Pre-Retirees and Retirees
Individuals nearing retirement or already in retirement have a lot to think about, and do, to ensure they reap the potential rewards of this stage in life. Our team specializes in helping pre-retirees and retirees to address a variety of financial issues so they can retire in comfort and live their dream.
Retirement Planning Service
A common concern for pre-retirees and retirees alike is typically:
“Will I have enough money?”
Our team has developed a system to help you examine all the factors that affect your retirement years and then design a year-by-year plan to provide you with peace of mind.
- Maximizing After-Tax Income - At retirement, your investment objective shifts from saving to producing income. We can help you structure your investment portfolio to not only maximize the income you earn but, more importantly, to maximize the income that’s left in your pocket after tax.
- Estate Planning - After a lifetime of hard work and sacrifice, you want to be sure your assets will go to the people you choose. Our team can help you develop an estate plan to reduce tax on the assets you leave to your heirs, while also making the estate process as smooth and stress-free as possible for everyone involved.
- Charitable Donations - During retirement, we often come to the realization that life has been pretty good to us and begin to consider, in earnest, others who may be less fortunate. Our team can help you determine the most effective strategies for donating assets to charities that have a place in your heart, including some strategies you can implement now for immediate benefits.
- Cash and Credit Management Services - Our team has developed a program which enables you access to some of the best in savings accounts, lines of credit, mortgages, GICs and many other banking services. We will map out a full lending and savings plan to help you lower your borrowing costs and increase your savings rates.
If you plan to retire within the next 10 years or are already retired, and would like more information on how we can help you live your dream, click here to arrange an initial consultation.
Your Personal Financial Website